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What is the timeline for a funds transfer to an Atlantic Coast Bank checking or savings account?

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Funds transferred to a deposit account prior to 4:00p.m. EST on a bank business day will appear with the same days date in the deposit account transaction history and are available to cover payments withdrawn from the deposit account overnight (i.e. checks and direct debits). Transfers submitted after 4:00 p.m. EST or on a non-bank business day will appear with the following business day’s date in the deposit account transaction history and are available to cover payments withdrawn from the deposit account on the following business day.

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