What is the timeline for a funds transfer to a Bank of America checking or savings account?
Funds transferred to a deposit account (excluding transfers from a credit card or BAI investment account) prior to 10:45 p.m. ET (10:45 p.m. PT for accounts opened in California) on a bank business day will appear with the same day’s date in the deposit account transaction history and are available to cover payments withdrawn from the deposit account overnight (i.e. checks and direct debits). Transfers submitted after 10:45 p.m. ET (10:45 p.m. PT for accounts opened in California) or on a non bank business day will appear with the following business day’s date in the deposit account transaction history and are available to cover payments withdrawn from the deposit account on the following business day. Future-dated transfers to a checking or savings account set up to transfer before 11:59 p.m. ET (8:59 p.m. PT for accounts opened in California) at least 1 day prior to the transfer date being requested will be credited to the account on the day requested. In most cases, these funds will
Funds transferred to a deposit account (excluding transfers from a credit card or an investment account) prior to 10:45 p.m. ET (10:45 p.m. PT for accounts opened in California) on a bank business day will appear with the same day’s date in the deposit account transaction history and are available to cover payments withdrawn from the deposit account overnight (i.e. checks and direct debits). Transfers submitted after 10:45 p.m. ET (10:45 p.m. PT for accounts opened in California) or on a non bank business day will appear with the following business day’s date in the deposit account transaction history and are available to cover payments withdrawn from the deposit account on the following business day. Future-dated transfers to a checking or savings account set up to transfer before 11:59 p.m. ET (8:59 p.m. PT for accounts opened in California) at least 1 day prior to the transfer date being requested will be credited to the account on the day requested. In most cases, these funds will
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