What is the timeline for a Chapter 13?
The first step in a Chapter 13 is meeting with one of our experienced bankruptcy attorneys. During that time the attorney will go over your situation and advise you. Once your retain us, we start a chapter 13 case by collecting information about you: your names, your social security numbers, where you work, etc. We also collect information about your income and we go over your paystubs, your income tax returns, your bank statements and your bills. During this process you will be personally meeting with someone from our staff. Generally this will be one of our paralegals who will follow your case from beginning to end. Once we have all the information that is needed we prepare the bankruptcy case for filing. You will then meet with the attorney who will go over paperwork with you. About a month later there is a hearing in Riverside with the chapter 13 trustee. You will make your first payment to the trustee at the hearing. After that you will be mailing chapter 13 plan payments directly
