What is the statute of limitations in the UK for debt collection?
6 years my ar*e, if you have a bad debt it will be kept on your credit rating for ever, when you go for a lone or mortgage you will be asked for proof that you have settled the debt. This fact will also be kept with your credit rating it doesn’t go away. After 6 years you will not be chased for the funds. I worked in credit control and closely with a debt recovery company.