What is the statute of limitations after which unsecured debt is uncollectable in North Carolina?
Usually it is three years, meaning that the creditor must file suit within three years after the debtor stops paying. 4:33 am pst Saturday, February 7, 2004 My name is …. I married on July 19, 2003. Fortunately, I have a great credit history, but my husband does not. Knowing this, I kept my own bank account and continue to keep our financial dealings separate. I own my home — which I accomplished on my own — before I was married. I went to Hallmark tonight, wrote a check for my purchase and was told that they could not accept my check due to Telecheck giving me a code 4. I was shocked to say the least. I have A+ credit and have money in the bank. I was also surprised because I had just been to Walmart not even 1 hour earlier and wrote a check with no problem. Hallmark gave me Telechecks phone number and I was told that I had an outstanding check from 1996. At this point in time — I had no idea what they were talking about. I keep very close track of my financials and would NEVER a