What is the status of insurance if I am using my personal vehicle for University business and am involved in an accident?
When your personal vehicle is used for official University business, you are reimbursed at a stipulated rate per mile. (Check with the Travel Department for the current rate.) The reimbursement factors in the cost for gas, oil, repairs, depreciation, and insurance. In the event of an accident, the insurance covering your personal vehicle is always PRIMARY for you and the University. The University’s insurance will cover in EXCESS of your primary limits for liability (damages to a third party) and will reimburse you for the deductible under your own policy up to a maximum of $1,000 for any physical damage to your vehicle from the accident.
Related Questions
- If I purchase a vehicle and become involved in an automobile accident prior to notifying Personal Express Insurance of my purchase, will I be covered?
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- What is the status of insurance if I am using my personal vehicle for University business and am involved in an accident?
