What is the specific procedure for filing a chapter 7 bankruptcy?
To file a chapter 7 bankruptcy, you’ll need to fill in, sign and date the Official Bankruptcy Forms. Then you’ll need to obtain an online pre-bankruptcy counseling certificate at www.moneymanagement.org or from another approved counseling agency of your choice. You’ll need to take or mail your signed Official Bankruptcy Forms, pre-bankruptcy counseling certificate, copies of any paystubs you received as an employee within the past 60 days (if any) and a $299 money order or cash for the court filing fee to your local bankruptcy court. Your bankruptcy will be effective immediately upon filing. Within a few days, the bankruptcy court will mail notice of your bankruptcy filing to each of the creditors that you listed on your bankruptcy forms. Within about 5-7 business days, you should receive a notice in the mail from the bankruptcy court informing you of the date, time and place of your trustee meeting (also known as “341a meeting” or “meeting of creditors”). The meeting will take place a
