What is the specific procedure for filing a chapter 13 bankruptcy?
To file a chapter 13 bankruptcy, you’ll need to fill in, sign and date the Official Bankruptcy Forms and a chapter 13 plan form. Then you’ll need to obtain an online pre-bankruptcy counseling certificate at www.moneymanagement.org or from another approved counseling agency of your choice. You’ll need to take or mail your signed Official Bankruptcy Forms, pre-bankruptcy counseling certificate, copies of any paystubs you received as an employee within the past 60 days (if any) and a $274 money order or cash for the court filing fee to your local bankruptcy court. Your bankruptcy will be effective immediately upon filing. Within a few days, the bankruptcy court will mail notice of your bankruptcy filing to each of the creditors that you listed on your bankruptcy forms. Within about 5-7 business days, you should receive a notice in the mail from the bankruptcy court informing you of the date, time and place of your trustee meeting (also known as “341a meeting” or “meeting of creditors”). T
