What is the six-month wait period for pre-existing conditions?
The OMIP benefit plans have a six-month wait period for pre-existing conditions, including pregnancy. This means OMIP will not pay benefits during the first six months you or your enrolled dependents are enrolled under an OMIP plan for coverage of expenses incurred for a pre-existing condition. Note: There is no pre-existing waiting period if you are coming to OMIP via the portability route. We will also give month-to-month credit towards the pre-existing waiting period if the enrollee can provide a valid Certificate of Creditable Coverage showing the start and termination dates for the prior coverage. To receive credits, the OMIP application must be received within 63 days from the previous coverage end date.
