What is the six month rule?
This only applies for people emigrating to Australia. On emigrating, you generally become Australian Tax Resident from your arrival. When it comes to pensions, the Australian government gives you a six-month window of opportunity to transfer your pension/s to Australia – outside which you will generally need to pay Australian tax on the transferred funds from the date of your arrival. Experience through dealing with hundreds of cases has shown that the process can easily take longer than 6 months to complete due to potential pitfalls which may arise through any of the parties concerned (up to 8 parties are involved for one pension scheme to be transferred, with each party having up to 6 weeks turnaround time overall allowing for postage at both ends and administration processing times). Having this work done from the UK side, which doesn’t have the problem of time zone differences and middle of the night call backs will speed up the process comparatively – giving you the maximum chance