What is the San Francisco Electrical Workers Health & Welfare Trust Fund?
It is a multiemployer welfare benefit plan [that is jointly managed by union representatives and representatives of the employers. The trust, rather than each participating employer, provides and manages your group health care and certain other welfare benefits. Each employer contributes on a cents-per-hour basis the amount specified in the collective bargaining agreements on behalf of each of their “covered employees.” These contributions are held in the Plan’s trust for the purpose of providing health care and other benefits to plan participants and their eligible dependents.