What is the safest, highest interest, short-term (1 year) investment of 100k or more?
There are many investments you can look at right now for one year that are safe and offer a high return. Let’s consider the options. The highest quality short-term investment is typically a U.S. Treasury Bill or a U.S. Treasury Note or Bond that is close to maturity. They are very liquid and are backed by the U.S. Government. High liquidity means it is easy to sell at any time should there be a need to do so. The interest is state tax free. But, because it is so liquid and of very high quality, Treasury Bills do not usually offer the best yields. You can buy T-bills through a broker or directly from the Federal Reserve. Other investments include CD’s or Certificate of Deposits. CDs offer very attractive rates especially if you shop around. Please remember that if you invest more than $100,000 at one financial institution, you may lose some of that money if the institution declares bankruptcy. Most CD’s are guaranteed only up to $100,000 by the FDIC. CD’s can be bought at most financial
