What is the rule with respect to the necessary contributions to be made to the Canada Pension Plan in order to qualify for benefits?
For disabilities occurring prior to January 1, 1998 you must have worked for two of the last three years or five of the last ten years. For disabilities occurring after January 1, 1998 you must have worked four of the last six years. There is a child-rearing dropout provision. If you had children born after January 1, 1958 and received either a child tax credit or family allowance, you may qualify for a child-rearing dropout provision. This means that during that period of time, if you were not working, it will not qualify as part of two of the last three years or five of the last ten years calculation. There is also a provision that if you currently do not meet the necessary contributions, but have been continuously disabled from a time period during which you did qualify, you will still qualify upon proof that you were disabled in the interim period. This in effect holds your ability to apply in abeyance during the time of your disability. Note that the maximum arrears Canada Pension
