What is the risk of harm threshold under Alberta’s breach notice law, and how does it operate in terms of the individuals who must be notified?
As discussed above the risk of harm threshold for notification is a “real risk of significant harm.” This harm threshold appears to apply in two different ways under the Alberta law. Under section 34.1 if there is a security breach where a reasonable person would consider that there exists a real risk of significant harm to an individual, the organization must report to the Commissioner. Notice of the entire security incident to the Commissioner is required if a real risk of significant harm exists for a single individual impacted by the incident. However, under section 37.1, notification is required only to those individuals to whom there is a real risk of significant harm as a result of the loss or unauthorized access or disclosure. This standard takes out the “reasonable person” test and appears to require actual an actual risk of harm. Moreover, notice is only required to those individuals as to whom a real risk of harm exists. So, if the organization reports a breach involving 1 m