What is the Retirement Fund and how is it organized?
The YMCA Retirement Fund is a not-for-profit pension fund, organized and operated for the purpose of providing retirement and other benefits for employees of YMCAs throughout the United States. The Fund sponsors the YMCA Retirement Fund Retirement Plan, which is a defined contribution, money purchase, church pension plan. The Fund also maintains the YMCA Retirement Fund Tax-Deferred Savings Plan, which is a church retirement income account plan. Participating YMCAs and individual participants elect trustees who govern the Fund through its Board of Trustees.
