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What is the responsibility of insurers with respect to sexual orientation?

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What is the responsibility of insurers with respect to sexual orientation?

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Sexual orientation, which includes gender identity and expression, is not a permissible consideration in insurance. Insurers may not refuse to issue or cancel or decline to renew insurance coverage on the basis of sexual orientation, nor may insurers offer different amounts of benefits payable, terms, rates, conditions, or types of coverage on the basis of sexual orientation.

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