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What is the rationale for prohibiting alcohol exclusions?

April 26, 2017alcohol exclusions prohibiting rationale

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What is the rationale for prohibiting alcohol exclusions?

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Increase the likelihood that drunk drivers will be detected. Help prevent repeat drunk driving incidents. Reduce the costs of health care. Provide the opportunity for treatment of alcohol problems at the time when treatment can be most effective. Who supports the prohibition of alcohol exclusions? The National Association of Insurance Commissioners (NAIC voted unanimously in 2001 to recommend prohibiting alcohol exclusions).