What is the protection offered by liability coverage insurance?
If you are involved in an auto accident and your vehicle is damaged because of someone else’s negligence then you might be able to make an insurance claim against the driver at fault where you can claim for bodily injury as well as damage to property. However, it is up to you to establish that the other party was at fault. You can also file a lawsuit against the other party and sue the person for the pain and suffering that you have undergone but it should come under the ‘serious injury’ category as described by the insurance laws. The third party could also be dragged to court and sued for damage to property while bodily injury has been sustained and for all the other economic losses that you have to undergo which is covered by or if it has exceeded the limits of the no-fault coverage. But suing the other party would be entirely your personal action and your insurance company will not be involved in providing or paying for the lawyer that you might want to engage to make the claim. Li
