What is the process to file a bankruptcy?
Bankruptcy is mainly paperwork. Typically, you come in to meet with an attorney to discuss the process and the basic information we will need from you to handle your case. We will give you a packet of paperwork to take home and fill out, and a list of documents we will need to review. You return for a second meeting to discuss the completed packet with the attorney. The attorney then enters your information into the computer and you return for a third meeting with the attorney to sign the completed paperwork. You will also need to complete a credit counseling session before your case can be filed with the court. Your paperwork will include schedules of assets and liabilities, a monthly budget, and some historical information about income, payments to creditors, and transfers of property. Once the case is filed, you must attend a meeting with your trustee. Your creditors receive notice of this meeting, but rarely attend. Your attorney attends this meeting with you. The bankruptcy truste
