What is the procedure i have to follow if I want to surrender my swiss annuity certificate?
To surrender your certificate you must return the original policy along with a letter containing your payment instruction letter to SwissGuard. We will then send you a cash-value statement of your policy. Sign and return this statement to SwissGuard. The insurance company will proceed to make the payment as per your instructions. You may either request a check or a bank transfer to a designated bank account. (Generally, bank transfers will contain lower banking charges than a check does.