What is the procedure for making a claim for Accident and Sickness?
The purpose of having an Accident and Sickness plan is to know that you will receive a monthly benefit at a time when you may need it most. Typically, this is a time when you may be unwell and the burden of ensuring that an income is still coming in to the household should be the least of your worries. Accident and Sickness insurance can ease the worries of not earning and therefore aid recovery and return to work. For those people fortunate enough to have an Accident and Sickness plan there is generally a set procedure to follow if and when they may have to make a claim. Clearly the procedure will be delayed depending on the deferred period you took at the time of setting up your Accident and Sickness cover. Normally the most common deferred period is 30 days back to day, though there are alternatives available. The procedure for making a claim is basically the same for either Mortgage Payment Protection or Income Protector, though the evidence required for the two is slightly differe
