What is the procedure at the bank when a death occurs?
Q: I have a current account with Solbank held jointly with my husband. I have tried on several occasions to establish the correct procedure to register a death on this account. It is important for us to be aware exactly what is required to avoid any additional stress at a difficult time. We both have English and Spanish wills. My father holds two accounts with Solbank, one a current account, the other a deposit account. Both are solely in his name. He too has both English and Spanish wills. What is the procedure at the bank when a death occurs? G.G.DS: When a death occurs, the bank must be informed by the presentation of the official death certificate. This is issued by the Civil Registry of the area and your funeral director usually takes charge of obtaining it for you. The bank then freezes the funds in the account and waits for an inheritor to appear with certification that the Spanish inheritance tax has been paid and the estate can be distributed to the heirs. In the case of a joi
