What is the primary difference between the Global Student USA and Global Student USA Preferred plans?
The main difference between the Standard and Preferred Global Student USA plans is related to the initial coverage levels of each plan. The Standard plan provides 80% coverage for the first $10,000 in claims incurred in a given policy year, and then covers the member at 100% for up to an additional $240,000. The Preferred plan provides 100% coverage for the first $5,000 in claims incurred in a given policy year, and then covers the member at 80% for up to an additional $245,000. In both cases, the member would pay 20% coinsurance to HTH Worldwide’s 80% coverage accordingly Differences between the plans are highlighted below. Global Student USA Benefit Differences Chart (Only benefit differences are shown below. For complete benefits, see Preferred-Benefits or Standard-Benefits or see complete Comparison Chart).
