What is the Pre-existing Condition Insurance Plan (PCIP)?
Tennesseans who lack health insurance and cannot access private coverage because of pre-existing conditions may be eligible for coverage through the Pre-existing Condition Insurance Plan (PCIP). PCIP is administered by the United States Department of Health and Human Services. The program provides coverage to those who prove a pre-existing medical condition with a denial letter from a private insurer and have been uninsured for at least six months. PCIP offers comprehensive coverage with no pre-existing condition exclusion and no annual or lifetime benefit limit. Like AccessTN, PCIP members are responsible for paying monthly premiums, which vary from $286 to $609 per month, depending on the individual’s age. To learn about PCIP, including how to apply, visit the Health and Human Services website at www.healthcare.gov or call 1-866-717-5826.
Tennesseans who lack health insurance and cannot access private coverage because of pre-existing conditions may be eligible for coverage through the Pre-existing Condition Insurance Plan (PCIP). PCIP is administered by the United States Department of Health and Human Services. The program provides coverage to those who prove a pre-existing medical condition with a denial letter from a private insurer and have been uninsured for at least six months. PCIP offers comprehensive coverage with no pre-existing condition exclusion and no annual or lifetime benefit limit. Like AccessTN, PCIP members are responsible for paying monthly premiums, which vary from $286 to $609 per month, depending on the individual’s age. To learn about PCIP, including how to apply, visit the Health and Human Services website at www.pcip.gov or call 1-866-717-5826.
