What is the Pre-Existing Condition Exclusion?
The terms of the pre-existing condition exclusion are quite liberal. The pre-existing condition exclusion precludes coverage only for those medical conditions that manifested themselves, became acute, or were being treated in the 60 days before coverage goes into effect (the date coverage is purchased). You may have a chronic condition that requires you to take medication and still be covered by the program. Only if you received or were recommended to receive a diagnostic test, examination, or medical treatment and/or if there has been a change in the required prescription would your condition be considered “pre-existing”. In other words, unless you, your traveling companion or a family member booked to travel with you has a new medical condition or one that has recently “flared-up” right before you enroll in the Payment Protection Plan, or you have had a change in your required medication, the program should provide coverage. Please see the Plan Description for complete details or con
