What is the Pre-Existing Condition Exclusion? Can it be waived?
While the Contiki Travel Protection Plan does have a pre-existing condition exclusion, the plans terms are quite liberal. The pre-existing condition exclusion precludes coverage only for those medical conditions that manifested themselves, became acute, or were being treated in the 60 days before coverage goes into effect (the date coverage is purchased). You may have a chronic condition that requires you to take medication and still be covered by the plan. Only if you received or were recommended to receive a diagnostic test, examination, or medical treatment and/or if there has been a change in the required prescription would your condition be considered pre-existing.
