What is the past performance of G Fiduciary’s investment portfolio?
Fiduciary rules governing 401(k) plans require that we disregard past market performance because past performance is not an indicator of future performance. Fiduciary prudence dictates that we develop a portfolio with a forward looking modeled return based upon sound economic and financial principles. Our portfolio, pursuant to our investment policy statement, targets a long-term modeled rate of return of 8% to 12%, at a known level of risk, with a time horizon of 5+ years. This is prudent, attainable, and consistent with ERISA and other fiduciary laws and guidelines.
