What is the number one reason budgets don work?
A. The number one reason budgets don’t work for people is because they don’t pay themselves first. One needs to set a side a certain amount of money that can be spent in any way the person wishes. This is like a “Mad Money” account. If you don’t have a certain amount of “Mad Money” you will get discourage with the whole program of a budget because you are having to skimp and save everything without giving yourself permission to have a certain amount of money that you can spend on what you wish without be judged how you spent it.
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