What is the No Claims Discount (NCD) Protector and how does it work?
If you have accumulated 50% NCD, you may choose to buy protection against the loss of the discount, subject to payment of an additional premium. With the NCD Protector benefit, you can make one claim during the policy year and still have your 50% NCD fully intact. If two claims are made within the same period, the NCD will reduce to 20% on renewal; if 3 or more claims are made within the same period, the NCD will reduce to zero on renewal.
