What is the network coverage area for PerfectHealth insurance plans?
You may only use MultiPlan doctors in your state of residency. Visits to doctors in another state will not be covered or applied toward your deductible. PerfectHealth Hospital Network*: If you reside in New York State, you may only use the HIP hospital network (with MultiPlan doctors). If you reside outside New York State, you may only use MultiPlan hospitals (with MultiPlan doctors) in your state of residency. *This does not apply to emergency visits. In the event of an emergency, you should visit the closest hospital and follow the procedures listed on your insurance card.
