What is the minimum primary automobile coverage required of a 4-H volunteer to be covered under UC’s secondary automobile liability insurance?
University policy requires employees or volunteers who are driving on University business to maintain insurance coverage in the following amounts: $50,000 for personal injury to, or death of, one person; $100,000 for injury to, or death of, two or more persons in one accident; and $50,000 for property damage. These limits are commonly referred to as: “50/100/50”. These University minimums are higher than the State minimum insurance requirements of 15/30/5. If a volunteer driver is involved in an accident, the secondary coverage from the University would apply only after the limits of the volunteers’ vehicle primary liability insurance policy have been reached.
