What is the maximum out-of-pocket expense?
This is the most important question that you should ask yourself when purchasing a health insurance policy. A maximum out-of-pocket expense is the amount of money that you would be responsible for on your plan in a calendar year. Another way to look at it would be to ask yourself if you or your family had a lot of medical expenses in one single year, what would be the most you would be responsible for paying out of your pocket. This is your deductible and co-insurance.
