What is the maximum amount that may be claimed for lost and damaged personal property?
There is a maximum amount for certain categories of items claimed, with a total maximum amount of $100,000 for damages sustained during an evacuation. It is essential to carry personal loss insurance and to keep this insurance current for even if the employees private insurance company refuses to pay (owing, for example, to acts of war) and the USG becomes the primary insurer, the Departments claims office will rely on the insurance valuation when assessing the employees claim.
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