What is the limitation on lawsuit threshold?
This feature restricts your right to sue for pain and suffering. If your policy has this threshold, in order to sue successfully for pain and suffering, your injury must fit within one of the categories of injury: (1) death; (2) dismemberment; (3) significant disfigurement or scarring; or (4) “Permanent Injury”, which is defined to mean that the body organ or part has not healed to normal function and will not heal to normal function with further medical care. A certification by a doctor as to permanency is usually required.
