What is the largest loan amount I can get from my whole life insurance policy?
Since you are the banker, you have complete control and you can decide to take as big a loan as is possible with your current cash value. You can only borrow as much as you have in your cash value (minus the prepaid interest the insurer will charge you up front). The insurance company can tell you over the phone your maximum available loan amount or, should you prefer to contact us directly, we will be able to print out an in-force illustration. This illustration is a policy statement that provides the most current financial status of your policy.