What is the Iowa Graduated Driver Licensing (GDL) law?
On January 1, 1999, the state of Iowa began enforcing the Graduated Driver Licensing Law in order to reduce the 40% of fatal or serious traffic injuries caused by teen drivers which represents 17% of drivers on Iowa’s roadways. The GDL is a thorough process consisting of three stages teens must complete to earn their driver’s license: instruction permit, intermediate license, then full license. Insurance premiums for teens can be lower by: • avoiding purchasing luxury and sports cars • teens maintaining a B average in school studies • teens successfully completing state approved driver safety course • opting for a higher deductible • and/ or by bundling teen driver coverage with other policies such as homeowner’s, renter’s, life, health, and other vehicle insurances.
