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What is the interest rate for Stafford Loans?

April 26, 2017Interest rate Loans Stafford

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What is the interest rate for Stafford Loans?

3 Answers

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The subsidized Stafford loan has a fixed interest rate of 4.5%. The unsubsidized loan has a fixed interest rate of 6.8%, which begins to accrue at the time of disbursement.

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For the 2009-2010 school year, the interest rate on a Subsidized Stafford Loan is fixed at 5.6%. The interest rate for Unsubsidized Stafford loans is a fixed rate of 6.8%. The Stafford loan for graduate students is at a fixed rate of 6.8% for Unsubsidized and Subsidized Stafford loans. Please note, that interest rates on Federal Stafford Subsidized and Unsubsidized Loans change yearly but will never exceed 8.25%.

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For the 2010-2011 school year, the interest rate on subsidized Stafford Loans is fixed at 4.5%. The interest rate for Unsubsidized Stafford loans is a fixed rate of 6.8%. The Stafford loan for graduate students is at a fixed rate of 6.8% for Unsubsidized and Subsidized Stafford loans. Note that these APRs are for loans originated between July 1, 2010 and June 30, 2011.