What is the Indiana Comprehensive Health Insurance Association Program?
ICHIA is the state’s high-risk insurance pool. It was created by State law and became effective on July 1, 1982. It exists to provide comprehensive insurance coverage to those who are otherwise ineligible for traditional insurance. Q: If I have insurance now, should I drop it? A: No, unless your premium cost exceeds that of an ICHIA policy for similar coverage or your policy contains a material underwriting restriction on your hemophilia or von Willebrand disease, you should not cancel your existing coverage. Q: Will I have to pay for anything? A: Yes, enrollees are responsible for the cost of all co-payments, deductibles, out-of-network charges, and the cost of non-covered services. Q: What benefits are included in and excluded from ICHIA’s coverage?
