What is the impact on Medicare beneficiaries when HMO plans withdraw from the marketplace, and who is most affected by HMOs terminating coverage in a service area?
Medicare beneficiaries may see a decline in supplemental benefits (such as prescription drugs and eye glasses) and an increase in premiums for benefits from another HMO or a Medicare supplement. There may also be a disruption of medical care arrangements as a result of having to seek alternative care providers. Those most affected by coverage termination include: persons under age 65, or disabled; racial or ethnic minority beneficiaries; the poor and near-poor; and those reporting fair or poor health status.
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