WHAT IS THE IMBA CLUB INSURANCE PROGRAM?
IMBA-affiliated clubs in the U.S. and Canada are eligible to purchase a special mountain biking club insurance policy from McKay Insurance of Iowa. The policy insures your club for liability arising from events like club rides, kids rides, meetings, trail maintenance, trail patrols, overnight camping, skills clinics, bike rodeos, and other club activities. A standard policy costs $1.55 per club member, with a $200 minimum. The current policy starts on October 15, 2005, and extends to October 15, 2006. Visit McKay Insurance for details and an online application. We suggest clubs purchase additional coverage for special events where a fee is charged and the public is invited. No additional coverage is needed for most events when no fee is charged and only members are invited. IMBA receives no compensation or consideration from McKay Insurance. Dan McKay is an individual IMBA member and McKay Insurance is an IMBA Corporate Supporter. IMBA encourages all race organizers in the U.S. (whethe