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What is the ideal debt to income ratio for a loan modification?

April 26, 2017debt income loan modification ratio

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What is the ideal debt to income ratio for a loan modification?

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The debt to income (DTI) required for a modification varies from lender to lender and on your particular situation. However, most lenders would need you to have no more then 45% DTI and will often modify your loan so that your monthly debt payments are less then 38% DTI. Republic Debt Relief will strive to negotiate the lowest payments possible.