What is the human toll in being uninsured?
Insurance is the entry point into the medical care system. If you have insurance, you have access to at least some level of medical care. People without insurance typically can’t afford the high prices of the medical community. For example, I am recently paying over $3500.00 out of my own pocket for medical testing – since it isn’t catastrophic and doesn’t involve hospitalization, I have to pay for laboratory tests for which I don’t have insurance. Because uninsured people’s incomes are limited by low paying jobs, their choices are typically between other life necessities and medical care. Medical insurance is critical to their well-being. Among those Americans in 2003 who are uninsured, and chronically ill, “four in 10 went without needed care, two in three put off care and seven in 10 did not fill a prescription in the past year because of cost concerns.” • Reference: Health System Change: Rising Health Costs, Medical Debt and Chronic Conditions Seniors are caught in a Catch 22 situa
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