What is the Hospital Cash Benefit & How is it different from Daily Hospital Indemnity benefit?
The Hospital Cash Benefit is a standard benefit and pays $100 per night that you are hospitalized but only if the insurance policy is not paying anything for your hospital bills. Reading this you may think this doesn’t make sense! Many people are double insured and can have another policy pay the hospital bills. If you can arrange this, then you get $100 from us per night. Also, many people prefer to return to their home countries and can immediately be back on their National Medical Insurance programs. If you can do this, then you get $100 per night from us. If you have purchased the extra add-on Daily Hospital Indemnity benefit, then you can double dip and get $200 per night by claiming both benefits.