What is the Holiday Home Insurance policy definition of contents?
‘Contents’ includes the following, all of which should be allowed for in setting your holiday home contents sum insured: • The full replacement as new of all household goods and furniture and furnishings therein which you own or for which you are responsible excluding guests’ effects. • Expenses in removing debris Cover excludes jewellery, articles of precious metals, watches, furs, stamp collections, photographic equipment and personal computers. There is a limit in respect of books, works of art, television, audio/video equipment, a £1500 single article limit and a maximum of £5000 any one property applies.