What is the Holiday Home Insurance policy definition of buildings?
‘Buildings’ includes the following, all of which should be allowed for in setting your sum insured: • the total rebuilding costs of the holiday home property (not the market value) • domestic garages and outbuildings, patios, drives, footpaths, gates, fences and boundary walls, piping and cables and swimming pools • fees which might be incurred e.g. architects’ and surveyors’ fees, legal charges and the cost of meeting E.C. legislation and public authority requirements • Expenses in removing debris In the event of a claim the basis of settlement for buildings will be the cost of repair or replacement as new.
