What Is The Health Insurance Portability and Accountability Act in Relation To COBRA?
Cobra is considered an interim plan. It qualifies as an acceptable insurance source when considering whether the applicant falls within the 63 day window. Different types of insurance may raise the question as to whether or not it qualifies as a legitimate source of a previous plan, or gap plan. Some of those plans include: • Medicare • Medicaid • CHAMPUS • Indian Health Service Plan • Federal Employees Health Benefits Plan (FEHB) • Any high risk pool • Any public plan These plans don’t fall into your average private insurance category; therefore, it leaves room for high levels of exclusion of people who may carry one of the above plans.
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