What is the “H-P” benefit to members?
Since credit unions, as non-profit co-operatives, return net earnings back to members in the form of lower-cost (or no-cost) services and more and better facilities, features, benefits and service– those that do more business WITH members are able to do more FOR members. This is, of course, the advantage, and the promise, of the cooperative system! This is the essential reason why people should prefer to do business with credit unions, rather than with banks.
