What is the garnishment process?
The garnishment process is one of the methods used in the collection of Writs of Execution. A Writ of Execution is a court order to the Sheriff to levy on property of a debtor to satisfy a monetary judgment entered by the courts. Anyone who is in possession or control of property or money of a debtor can be served with a Writ of Execution and Garnishment. The Garnishment orders the party in possession to turn over that property to the Sheriff who served the order. Garnishments can be served on financial institutions, employers for wages, or anyone else who possesses or owes the defendant property or money. Wage garnishments are controlled by the Federal Wage Garnishment Guidelines. The maximum amount the Sheriff can levy on each pay period is 25% of the debtor’s disposable earnings.