What is the future flood hazard area and do the mandatory purchase requirements apply?
The future flood hazard area shows the locations that would be inundated by the one-percent-annual-chance floodplain based upon future hydrology conditions. This determination is based on a communitys plan for development and projected growth; the future flood hazard area reflects the changes that will occur to the flood hazard area based upon that plan. A community has the choice to have the future flood hazard area appear on its flood maps. If shown, it appears as a lightly shaded area on the flood map (similar to the shaded X zone) and is labeled as X (FUTURE). The mandatory purchase of flood insurance requirement does not apply to properties located within the future flood hazard area.
