What is the first step when I want to buy a house?
A buyer to a home should always be pre-qualified with a lender/bank. This will assist in a number of ways. First, it will show the seller you are serious and not just wasting their time. Second, it will give you some time to evaluate how much you can afford to spend on a house based on the payments. And third, it will get your relationship started with a lender that will assist you through the entire buying process.